Mortgages are as natural a part of American life as nearly anything else. We know the basics, like that we have to choose a low-interest rate and try to pay down the debt as quickly as possible. Unfortunately, suppose your credit score is meager, and you have a terrible history of making payments or taking …
How to Get Approved for a Mortgage with Bad Credit Read More »
It’s difficult to achieve privacy in a highly interconnected world. Anytime you use your cards to purchase services or products in brick-and-mortar shops, you can be sure that your information is being shared with your financial service provider and the company you are transacting with, among other entities. Online shopping, while convenient, is also far …
Top 5 Private Cryptocurrencies You Should Consider Investing In Read More »
With the right approach to earning mortgage referrals, you could win new clients in greater numbers and generate more income for your business as a result. This is easier said than done, so here is a look at why you should care about mortgage referrals and what strategies to use to secure them. Why mortgage …
How Important Are Mortgage Referrals and How to Get Them? Read More »
A family limited partnership is a device that allows gifts to be made at discounted values for gift tax purposes. A partnership is a consensual association of two or more persons or entities to carry on a business for profit. Each partner is fully liable for the debts of the partnership. In a limited partnership, …
What are the advantages of a family limited partnership? Read More »
In estate planning, this phrase refers to planning to transfer business ownership and control to the right persons while minimizing the tax cost. The concept usually applies to closely held family-owned businesses. A business is owned by a father whose wife will probably survive him, or both spouses own it in a typical situation. They …
Estate Planning starts with an analysis of: Your assets Your liabilities Your present and future needs and desires The present and future needs and desires of your family and relatives Your and their future prospects. Estate planning consists of planning and structuring your assets to meet those needs and desires. Some of the considerations are: …
Being a business owner comes with independence, control, and a world of possibilities. It grants you the opportunity to multiply your earnings and possibly grow an empire in your industry. But is it always a smooth sail? What happens to your time and financial freedom when running an SME? How can you make sure you …
How to Find Time and Financial Freedom While Running a Small Business Read More »
What you need to know: Better spending starts with discipline Keep a budget and stick to it! Set a savings goal Cut down on unnecessary expenses Being in debt is no fun at all. The thought of having all these bills to pay and not knowing how you are going to pay them is stressful. …
How to Create Better Money Saving Habits While in Debt Read More »
Are you struggling with a low credit score? A bad credit score reduces your loan options, subjects you to high-interest rates, and lowers your chances of securing specific jobs. Read on for five strategies to improve your credit score fast. Be included as an authorized user Request a family member or friend whose credit card …
Choosing to be self-employed requires taking a large step into the unknown. Instead of finding an employer who will pay you a regular salary every month, you are trusting yourself to make enough money to get by. While you have the opportunity to make lasting wealth, there is always the possibility that some months you …
The Best Retirement Plans For Self-Employed People Read More »
You don’t need to pay off personal debt before starting a business any more than you need to get married before having a kid. Despite what societal norms and your mom say, reality says otherwise. I mean, is it better to welcome a kid into a home with parents who’ve vowed in front of their …
Do You Need to Pay Off Personal Debt Before Starting a Business? Read More »
The American people are back to work. In fact, the unemployment rate is near historic lows at 3.7 percent. In the month of June, the American economy added nearly 225,000 jobs. Additionally, employee wages are up over 3 percent from the year prior. But, the question is: “What are pay stubs used for?” Payslips, check …
